Payment Policy

1. Payment Overview

Belton Ag Equipment offers payment options for customers purchasing agricultural equipment, farm machinery, handling equipment, attachments and other equipment available through our business.

Available payment methods may vary depending on the equipment, purchase amount, transaction circumstances and payment arrangements agreed with the customer.

Customers should confirm the accepted payment method and any applicable payment requirements with our sales team before completing a purchase.

2. Accepted Payment Methods

Depending on the transaction, Belton Ag Equipment may accept or facilitate payment through certain methods, which can include:

• Credit cards.
• Debit cards.
• ACH or electronic bank payments.
• Wire transfers.
• Financing arrangements where available.
• Cryptocurrency where specifically offered and accepted.
• Selected payment applications or electronic payment services where available.
• Other payment methods specifically agreed with the customer.

Not every payment method will necessarily be available for every purchase. Customers should contact our sales team to confirm the available options for a particular transaction.

3. Credit and Debit Card Payments

Where card payments are accepted, customers must provide accurate payment information and have appropriate authority to use the card.

Card transactions may be subject to verification, authorisation, security checks and approval by the relevant payment processor or financial institution.

A card payment being submitted does not necessarily mean that the transaction has been fully approved or settled.

4. ACH and Electronic Bank Payments

ACH or other electronic bank payment methods may be available for applicable purchases.

Customers using electronic bank payments are responsible for providing accurate payment information and ensuring that sufficient funds are available to complete the agreed transaction.

Orders or equipment may remain on hold until the payment has been appropriately received, cleared or confirmed.

5. Wire Transfers

Wire transfers may be available for applicable equipment purchases, particularly where a transaction requires a bank transfer or other agreed payment arrangement.

Belton Ag Equipment will not be responsible for funds sent to an incorrect or unauthorised account where the customer did not verify the payment instructions with us before completing the transfer, subject to applicable law.

6. Financing

Financing may be available for qualifying equipment purchases. Where financing is offered, approval and financing terms are determined by the applicable financing provider.

Financing terms may include requirements relating to credit approval, down payments, interest rates, repayment schedules, documentation and other conditions established by the financing provider.

Belton Ag Equipment does not guarantee financing approval, a particular interest rate, payment amount or financing term.

Customers should carefully review the applicable financing agreement before accepting financing.

7. Cryptocurrency Payments

Cryptocurrency may be accepted only where specifically offered and approved for the particular transaction.

Availability, supported currencies, transaction procedures and confirmation requirements may vary.

Customers should confirm the payment instructions with Belton Ag Equipment before initiating a cryptocurrency transaction. Cryptocurrency transactions may be subject to network processing and confirmation requirements.

8. Payment Applications and Electronic Services

Selected payment applications or electronic payment services may be available for certain transactions.

The availability of a particular payment service may depend on the transaction, payment amount, service availability and other applicable requirements.

Customers should confirm whether a particular payment service is currently accepted before attempting to use it for an equipment purchase.

9. Payment Confirmation

Orders are processed once payment or an approved payment arrangement has been established and any required payment has been received, cleared or appropriately confirmed.

A payment may require additional verification before an order is considered ready for processing, delivery or collection.

10. Payment Verification

For certain transactions, we may need to verify payment information, transaction details or customer information before releasing equipment or completing an order.

Additional verification may be used to help protect customers and Belton Ag Equipment against fraudulent, unauthorised or suspicious transactions.

For more information about website and transaction security, please review our Website Security & Fraud Prevention Policy.

11. Payment Problems

If a payment fails, is declined, reversed, disputed or cannot be confirmed, we may place the affected order on hold while the payment issue is investigated or resolved.

Customers may be contacted to request updated payment information, an alternative payment method or additional information needed to complete the transaction.

Equipment will generally not be released while a required payment remains unresolved unless an alternative arrangement has been expressly agreed.

12. Payment Disputes and Chargebacks

If a customer disputes a payment or initiates a chargeback through a bank, card issuer or payment provider, Belton Ag Equipment may review the transaction and provide relevant transaction information to the applicable payment provider where appropriate.

Customers are encouraged to contact our sales team first when there is a payment concern so that we can attempt to understand and resolve the issue where possible.

13. Deposits and Down Payments

Where a deposit or down payment is required or agreed as part of an equipment purchase, the applicable purchase documentation or payment arrangement will determine how that amount is treated.

Customers should review the applicable purchase terms and our Return & Refund Policy and Cancellation Policy for information relevant to returns, refunds and cancellations.

14. Pricing and Listing Errors

Equipment prices and other listing information may change from time to time.

If an obvious pricing, product or listing error is identified, Belton Ag Equipment reserves the right to review and correct the error and contact the customer regarding the affected transaction.

Where a payment has already been made in relation to an affected transaction, the appropriate next step will depend on the circumstances and applicable purchase terms and law.

15. Taxes and Other Charges

Applicable taxes, delivery charges, fees or other transaction costs may depend on the equipment, destination, purchase arrangement and applicable requirements.

Customers should review the applicable quote, invoice, purchase documentation or order information for the charges associated with their particular transaction.

16. Payment and Order Cancellation

Payment does not prevent a customer from submitting a cancellation request where cancellation rights or an agreed cancellation process applies.

However, a cancellation request does not automatically guarantee that an order can be cancelled, particularly where preparation, delivery or other transaction steps have already occurred.

For further information, please review our Cancellation Policy.

17. Payment and Returns or Refunds

Payment and refund procedures are separate from the initial payment process.

If an eligible return is approved, the applicable refund method may depend on the original payment method, transaction circumstances and applicable terms.

Please review our Return & Refund Policy for additional information.

18. Payment and Shipping or Delivery

Payment confirmation may be required before equipment is released for collection or delivery.

Customers should also review our Shipping Policy for information about delivery arrangements, customer responsibilities, delivery inspection and shipping-related issues.

19. Payment Records and Documentation

Customers should retain relevant payment and purchase records, including invoices, receipts, transaction confirmations, financing documents and other purchase documentation provided in connection with their equipment.

These records may be useful when resolving payment questions, returns, refunds, warranty matters or other transaction-related issues.

20. Payment Security

Customers should take reasonable precautions when submitting payment information online or communicating payment instructions.

• Use the official contact information provided on our website when verifying payment instructions.
• Do not send payment information to an unexpected email address without verification.
• Be cautious of requests to change bank or wire transfer information.
• Contact Belton Ag Equipment if a payment request appears suspicious.
• Do not share passwords, security codes or other sensitive account credentials with unauthorised persons.

Additional information is available through our Website Security & Fraud Prevention Policy.

21. Payment Information and Privacy

Information provided during a payment or purchase transaction may be handled in accordance with our Privacy Policy.

Payment information may also be processed by applicable payment processors, financial institutions or financing providers where necessary to complete or administer a transaction.

22. Changes to Payment Information

Belton Ag Equipment may update available payment methods, payment procedures and this Payment Policy from time to time.

Specific payment terms agreed for an individual purchase may also be documented separately in a quote, invoice, purchase agreement, financing agreement or other transaction documentation.